Restaurant Insurance

Restaurant, Café & Takeaway Insurance

Protect What Matters

Running a restaurant, café or takeaway comes with unique risks – from kitchen fires and equipment breakdowns to food spoilage and customer injuries. A tailored hospitality insurance package helps protect your premises, stock and income so you can focus on your guests.

Gidda Insurance Brokers works with hospitality owners across Melbourne and Victoria to build cover that fits the way their venue actually operates.

What Can Be Covered?

  • Fire and defined events damage to fit-out, equipment and stock
  • Business interruption – loss of income while you can’t trade
  • Food spoilage from refrigeration breakdown or power outage
  • Machinery breakdown for cool rooms, ovens and kitchen equipment
  • Glass breakage, theft and money cover
  • Public and products liability, including food-related claims

Who Is Restaurant Insurance For?

Restaurants, cafés, bars, takeaway shops, bakeries, food trucks and catering businesses. Whether you lease or own your premises, trade during the day or late at night, we can help you choose the right combination of covers and sums insured.

Why Choose Gidda Insurance Brokers?

As independent brokers based in Melbourne, we work for you, not the insurer. We compare options from a panel of reputable Australian insurers, explain the fine print in plain English and tailor cover to your venue.

  • Personalised advice from an experienced, award-winning team
  • Access to multiple insurers so you can compare cover and price
  • Help at renewal to review your sums insured and changing needs
  • Claims advocacy – we support you from lodgement through to settlement

Ready to compare your options? Fill in the form below or call us on 0491 999 555 and one of our brokers will be in touch.

The information on this page is general in nature and does not take into account your objectives, financial situation or needs. Please read the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD) before making a decision. Cover is subject to the terms, conditions, limits and exclusions of the policy.

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