Public & Products Liability Insurance for Australian Businesses
Protect What Matters
If a customer, supplier or member of the public is injured or their property is damaged because of your business activities or the products you sell, you could be held legally responsible. Public and products liability insurance helps cover the compensation and legal costs that can follow.
Many landlords, councils and head contractors require proof of public liability cover – often at $10 or $20 million – before you can lease premises or start work.
What Can Be Covered?
- Third-party personal injury caused by your business activities
- Damage to other people’s property
- Injury or damage arising from products you make, sell, import or supply
- Legal defence costs associated with a covered claim
- Cover at your premises and off-site while working
- Flexible limits of indemnity to meet contract requirements
Who Needs Public & Products Liability?
Almost every business that deals with the public benefits from this cover – tradies and contractors, retailers, cafés and restaurants, manufacturers, importers, wholesalers, consultants and event operators. We’ll help you choose an appropriate limit and make sure your business activities are correctly described so you are covered when it counts.
Why Choose Gidda Insurance Brokers?
As independent brokers based in Melbourne, we work for you, not the insurer. We compare options from a panel of reputable Australian insurers, explain the fine print in plain English and tailor cover to your business activities.
- Personalised advice from an experienced, award-winning team
- Access to multiple insurers so you can compare cover and price
- Help at renewal to review your sums insured and changing needs
- Claims advocacy – we support you from lodgement through to settlement
Ready to compare your options? Fill in the form below or call us on 0491 999 555 and one of our brokers will be in touch.
The information on this page is general in nature and does not take into account your objectives, financial situation or needs. Please read the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD) before making a decision. Cover is subject to the terms, conditions, limits and exclusions of the policy.